Blog - Sky Blue Credit

The Most and Least Expensive Cities for Brunch

Here, at Sky Blue Credit, we’re passionate about a number of things — and credit restoration, quick credit repair, and identity theft repair are just a few of them. In addition to caring about the well being of our clients and their credit, it just so happens that we, like most people, are quite keen on brunch.… Read More

Budget and Savings

The Cost of Commuting in Each State

For many, the daily commute to work is an unavoidable reality. Remote work is certainly on the rise but the majority of working Americans still take some form of transportation to their workplace each day. Regardless of whether you’re using a car, a train, or otherwise, you’re spending a significant amount of time in transit if you have a commute.… Read More

Inspiration

Fix Your Credit 2019

It’s that time again! A new year is rolling in, and with it come new opportunities. Do you need to repair your credit? Have you been postponing the decision? Many great opportunities have nothing to do with your credit, but others may, and you don’t want to miss out because of a low credit score.… Read More

Credit Repair Reviews

BadCredit.org Uplifting Review

BadCredit.org, a leading resource for consumers with credit issues, has written an insightful and enlightening article about Sky Blue.

A Leading Resource

BadCredit.org has been serving the credit-challenged community for many years, and with more than 50 financial experts and over 8 million site users, is an undisputed leader in the financial education space.… Read More

Credit Scores

Why We Like the Vantage Score

We always hated the Vantage Score. Not anymore.

Early Failure

The original Vantage score, introduced in 2006, ranged from 501 to 990, way out of line with FICO’s 300 to 850. Consumers often celebrated these inflated scores, only to be crushed when they discovered that their FICO Scores, used by most lenders, were much lower.… Read More

Credit Repair Tips

Three Great Credit Repair Tips for 2017

Let’s welcome the New Year with great credit! Here are three easy tricks that can make a world of difference in your financial life.

Pay a Little Extra

Paying your credit card bills on time is an obvious must, but now those who pay more than the minimum payment will be rewarded.… Read More

Student Loans

Solving Student Loan Problems

Do you have defaulted student loans? The government has an impressive array of tools for collecting on defaulted student loans. Fortunately, the law also provides you with a way to cure the problem starting right now!

There is Still Hope!

There is no statute of limitation for collection of student loans.… Read More

Credit Cards

Credit Card Score Plummet

Learn how an innocent credit card can reduce your scores by 150 points – overnight. It does not matter if you made all of your payments on time, or even early! The folks at FICO may applaud your timely payment efforts, but there is something they care about even more.… Read More

Mortgage

New Mortgage Guidelines Favor Those Who Pay Extra on Their Credit Cards

Are you planning to buy a home or refinance your mortgage? Paying more than your minimum credit card payment will soon increase your odds of getting approved for your mortgage.

Starting June 25th, 2016, Fannie Mae will update their mortgage underwriting guidelines to benefit consumers who pay down their credit card balances.… Read More