Learn how an innocent credit card can reduce your scores by 150 points – overnight. It does not matter if you made all of your payments on time, or even early! The folks at FICO may applaud your timely payment efforts, but there is something they care about even more.… Read More
Are you planning to buy a home or refinance your mortgage? Paying more than your minimum credit card payment will soon increase your odds of getting approved for your mortgage.
Starting June 25th, 2016, Fannie Mae will update their mortgage underwriting guidelines to benefit consumers who pay down their credit card balances.… Read More
If you have been through a rough patch and your credit was hurt, there is good news. Some recent changes in the FICO scoring model make it easier than ever to get your credit back in awesome shape. Here are a few of the highlights, and some may take you by surprise.… Read More
We do not solicit comments or reviews from our customers. But many people like to offer feedback, and we are happy to get it! Today we have published a new page of Sky Blue Credit Repair Reviews, all of which have been received via email in our Customer Support department.… Read More
On April 2nd, FICO announced the creation of a new credit score designed for people without enough credit to have a regular FICO score. The new score (yet unnamed) is based on data provided by Equifax and LexisNexis Risk Solutions and includes: pay history on utility bills, cable bills, cell phone bills, and address history.… Read More
On March 9th, 2015, New York Attorney General, Eric T. Schneiderman announced a settlement with the three major credit bureaus, Experian, Equifax, and Transunion, which requires them to implement a number of changes designed to improve credit reporting accuracy and make it easier for consumers to dispute errors.… Read More
FICO has changed their formula, and this time it looks like consumers will come out ahead. Improvements include the exclusion of paid collections from the score calculation, a reduction in the weight of medical collections, and more.
Paid Collections No Longer Hurt
FICO Score 9, which will begin a roll-out in the fall (which starts September 22nd), will include a couple of inspiring changes.… Read More
The first step in the credit repair process is to get your credit reports. It is also the single biggest opportunity you have to make the job easy. Make a good decision now, and the entire process will be a breeze.… Read More
Credit repair requires a number of steps, some seem more exciting than others, but if you leave even one of them out your effort may fall flat. Imagine investing time, money, and your emotion in a project and failing because you miss one little component.… Read More
Sky Blue Credit got a high rating from TopTenReviews.com recently because of its superior customer service and commitment to resolving customer credit problems. It received a well-deserved score of 9.38/10 based upon several factors that make Sky Blue Credit an excellent choice when you need a credit repair service.… Read More