FICO Score 9 New and Improved

On occasion, and in response to changes in the economic environment, FICO updates their credit scoring model to provide lenders (their customers) with a more accurate numeric measure of risk that reflects changes in default rates on debt. It is happening again right now, and it looks like consumers will come out ahead.… Read More

How to Make Credit Repair Easy

The first step in the credit repair process is to get your credit reports. It is also the single biggest opportunity you have to make the job easy. Make a good decision now, and the entire process will be a breeze.… Read More

Quick Credit Repair Tips That Really Work

Credit repair requires courage. If you see something on your credit report that does not look familiar to you, you have the right to dispute it with the credit bureau. To hold back would be a great mistake. Do not attribute the credit bureaus with infallibility.… Read More

Boost Your Scores Fast With Credit Repair

Okay, the odds of getting your scores into the 800s overnight are slim. But that does not mean that you cannot make significant progress really fast. Here are some awesome credit repair tips and tricks that can boost your scores by one hundred points or more.… Read More

Repair Your Credit in Ten Easy Steps

Maybe easier said than done, but this is a big credit repair factor. The FICO model puts so much weight on your revolving balances that you really want to take advantage. Chip away until you are using less than 20 percent of each cards limit and your scores will go up, up, up.… Read More

Credit Repair – Good Decisions

The credit repair business requires a clear grasp of the interaction of many factors. Credit bureaus, creditors, and collectors are each regulated under their own set of federal laws. There are state laws that may supercede the federal laws. In the background of all of this activity is Fair Isaac and Company that formulates your FICO Score based on the makeup of the information on your report.… Read More