Step One:
Enrollment
It’s easy to get started. Just complete our simple signup form and then follow our instructions on getting your free credit reports.
Get started
Step Two:
Review and Setup
Upon receipt of your credit reports we will conduct a line-by-line review, note your issues, and present the list of items we have identified as dispute candidates for your review. As appropriate we will also provide a list of practical score optimization and rebuilding tips applicable to your situation.
Step Three:
The Dispute Process
We will challenge your erroneous items with the credit bureaus. If the items challenged are not corrected we will automatically send customized re-disputes designed to maximize the probability of achieving the desired outcome.
Step Four:
Enjoy Your Membership
Enjoy the most user-friendly customer interface in the industry; track your progress, update personal and billing information, upload documents, communicate with us, and even pause your membership if you need a break.
No Strings. No Stress.
Although we don't think you will want it, we will gladly provide a refund if you request it within 90 days of enrollment. 90-Day Guarantee
"This was the best decision ever. A great success!"– Emma L.