Step One:
Enrollment
It’s easy to get started. Just complete our simple signup form and then follow our instructions on getting your free credit reports.
Get Started Now!
Step Two:
Review and Setup
Upon receipt of your credit reports we will conduct a line-by-line review, note your issues, and present the list of items we have identified as dispute candidates for your review. As appropriate we will also provide a list of practical score optimization and rebuilding tips applicable to your situation.
Step Three:
The Dispute Process
We will challenge your erroneous items with the credit bureaus. If the items challenged are not corrected we will automatically send customized re-disputes designed to maximize the probability of achieving the desired outcome.
Step Four:
Enjoy Your Membership
Enjoy the most user-friendly customer interface in the industry; track your progress, update personal and billing information, upload documents, communicate with us, and even pause your membership if you need a break.
A clear 90-day guarantee.
Without the fine print.
Get started with confidence! Our 90-day guarantee is clear and simple. And condition-free. If during the first 90 days of membership, you are not happy, we will refund your money in full.
"If you are on the fence, it’s time to get off."– Carlos D.
"This was the best decision ever. A great success!"– Emma L.