Footnotes

1We require a 3-bureau report to start, and may request a new report from time-to-time to update your progress. Upon signup we will provide links to our top choices. You may select either a monitoring service for $14.95 per month (which includes a new 3-bureau report each month), or a one-time purchase option for $39.95.

2We will identify the derogatory accounts on your credit report which do not meet reporting rules, as well as questionable items you may wish to challenge, and email you an easy-to-read list for your approval. You may add or subtract items yourself, or request a personal consultation prior to starting the dispute process.

3We send dispute letters on your behalf to the three major bureaus, Experian, Equifax, and TransUnion.

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