Whether you are confused by your credit report, or just don’t have the time to manage the credit repair process yourself, we offer a wonderfully effective solution. Leave it to us, and enjoy the peace of mind that comes from knowing your credit report is error-free. Let us put you back in control.
It can be hard to face your credit after a period of financial difficulty, but there is nothing more important. Take the first step and you will discover that progress can be quick – and very satisfying! Our program offers an intelligent way to clean up errors, build new accounts, and get your reports in great shape.
The collection industry is far from perfect. Collection accounts are bought and sold. Errors proliferate. Sellers should cease reporting, but rarely do, leaving a trail of duplicate accounts. Many debts are past the reporting period limits for the credit bureaus. And a surprising number of collection letters are sent to the wrong people altogether.
The FICO credit scoring model puts a significant amount of emphasis on the ratio of your credit card balances to their limits. If you are enrolled in our credit repair program we will manage the dispute process on your behalf, but if you really want to see your scores improve you should start reducing your revolving balances.