The duration of the credit repair process depends on the number of issues on your report, the responsiveness of the bureaus, and the type of rebuilding effort you require.
Credit Bureau Disputes
At Sky Blue, your membership includes the quickest dispute pace in the business, but keep in mind that credit repair companies provide dispute services, they do not “remove” accounts from your credit report.
As smart as our dispute process is, it is the bureaus and the creditor that determine if the disputed item will stop reporting. Hence, if a dispute does not get the desired result, it often makes sense to repeat the process.
Score Improvement Actions
Your membership also includes credit score tips. These may include opening new accounts, reducing balances, and making plans to pay off legitimate collections.
Some changes can raise your scores right away, but some can take time; if you have no active credit and need to open secured credit cards to rebuild, it can take several months before the new accounts have a positive impact.
The Good News
Regardless of the time it takes to reach your goal, progress is always rewarding, as is knowing you are on the right path.
If you would like to discuss your situation with us, please give a call. You will find no pushy sales people here, just straight answers. It’s all part of the Best in Class Support you will experience at Sky Blue.