The duration of the process depends on many factors including the number of issues you want to dispute, the responsiveness of the credit bureaus, and the type of rebuilding effort you require. Here is some insight.
The credit bureaus are allowed 30 days to complete disputes. The Sky Blue 35-day dispute cycle closely matches the bureaus – and is ten days faster than most other companies.
Credit Bureau Responsiveness
Remember, credit repair companies dispute errors, they do not “remove” accounts, and because the bureaus often do not comply, it may make sense to re-dispute in the hopes of getting the desired result.
Rebuilding Your Credit
To reach your goal you may need to rebuild your credit, reduce balances, and possibly make plans to pay off legitimate collections. Some things take time; if you have no active credit and need to open secured credit cards, it can take several months before the new accounts have a positive impact.