How much do you want from your investment in credit repair? In our opinion there is never a reason to aim low. When it comes to your credit, everything counts. Every error is worth disputing and every point is worth pursuing. Here’s how we do it.
You Pay We Work
Identifying dispute objectives is a big part of the science of credit repair. You don’t just select everything that looks fishy and send letters. If you want to maximize the potential you have to find specific compliance violations and get focused. As far as we are concerned, you are paying us for our knowledge and experience. We plan to use it for your benefit.
An Interactive Art Form
Once we start sending letters, dispute management is important, critical even. It is not about blasting the credit bureaus with letter after letter hoping that one of them will finally, one fine day, get the job done. Successful disputing is an interactive art form. You send a letter to the credit bureaus and they respond. But before you answer back, you evaluate.
The Game of Credit Repair
The best played game is a volley. If you get what you want from the credit bureaus, you are done. If not, they will verify, and you will respond to specifically to their verification letter. It’s like tennis. Your return shot depends on how your opponent hits the ball. If they hit inside, you move in, if they go long, you move back. We do not take no for an answer. For the most traction, our dispute letters are geared towards the bureau’s response.
You do not want your credit repair effort to trigger any nasty, unwanted collection or legal activity. Before we dispute anything we check the statute of limitation, the dollar amount, the collector, the industry, and anything that may cause the reporting entity to wake up and bite you if they are contacted by the credit bureaus about your dispute. Another good reason to put us between you and the credit bureaus.
Making FICO Happy
FICO is a finicky friend. FICO wants to raise your credit scores, but it is not enough to clean up your credit report. FICO wants to see that you still have the talent to borrow money and manage it properly. Our goal is to see you graduate from our credit repair program well on your way to lender-ready credit. We will take your credit report apart and let you know exactly what steps to take to make FICO really joyful.
Credit repair is a science and art with a little common sense thrown in. It is about an intelligent application of proven principles. It is about the discipline to put it all together and to stay on the path. At Sky Blue Credit Repair we do our job. If you want it all, we want to help. Are you motivated?