Are there any issues that credit repair cannot resolve?
There Are Many Benefits
Credit repair can make a major difference in your financial life. In addition to the significant financial benefits that come from having great credit there are many psychological benefits as well. But credit repair cannot do everything!
Credit repair is not a solution for someone that cannot pay their bills. Credit repair is not an alternative to consumer credit counseling or bankruptcy. If you are unable to keep up with your current bills you should explore all of your options including speaking with a bankruptcy attorney.
And lastly, credit repair is not about removing legitimate derogatory information from your credit report. If your credit report provides an accurate representation of your credit there is nothing that should be disputed. In fact, in some cases, disputing accurate accounts can trigger unwanted results. So it is important to examine the issues on your report with a critical but realistic eye.