I got a bunch of collection letters a few months ago; can your credit repair services help me with these?
We include debt validation as part of our credit repair services. Debt validation should be done within 30 days of the receipt of a collection letter. Your old collection letters, as they are, are not likely to produce a result. But this does not mean that debt validation cannot be used on these accounts.
Getting a New Collection Letter
If together we decide that debt validation is the right credit repair tool to use for these accounts, you can contact the collector as ask them to send you something in writing. They will send another collection letter in response to your request and a debt validation can then be done in a timely manner.
If you decide to take this route it is important to plan your call carefully. Collectors can be aggressive and your phone call is likely to mark you as an easy target for collection. The credit repair technique of reaching out to a collector to resend a collection letter with the intention of doing a debt validation is best done if you either want to pay the collector when the debt is properly validated, or if you genuinely believe that the collection is erroneous.