My bankruptcy attorney sent my discharge documents to the credit bureaus but only a few of the accounts were fixed. Do I need credit repair?
Some bankruptcy attorneys will begin the process of credit repair for their clients after the discharge is received. This credit repair effort normally involves sending a copy of your discharge along with the schedule of all of the debts included in the bankruptcy. This is an excellent and logical post-bankruptcy service for attorneys to provide. And the only reason it delivers incomplete results is that the system of processing correction requests at the credit bureaus is lacking.
Patience and Credit Repair
Don’t be discouraged by any resistance that you encounter from the credit bureaus. And don’t blame your attorney. He may have done an excellent job of preparing the documentation he sent to the credit bureaus. Whether your credit repair is being done by your attorney or by us you can expect to encounter some opposition along the path to success. Credit repair requires a little patience. It may help to understand that the bureaus do not get paid for processing disputes; it is a legal requirement that they embrace with some reluctance. Each of the bureaus has institutionalized some means of limiting the amount of dispute work they do.
Getting the Job Done
The answer to your question is, yes! You need credit repair. The types of issues that arise in the process of a bankruptcy must be resolved by taking action. Time alone will not cure these reporting errors. If you join our credit repair program we will review each line of your credit reports and identify all of the lingering reporting problems. We will dispute them in a concise manner designed to get the job done efficiently.