There are many different credit scores available, but the FICO score is the one that matters. FICO, by the way, is an acronym for Fair Isaac & Company, the creator of the scoring model. Virtually all lenders use FICO scores to make loan decisions.… Read More

There are innumerable reasons people fall behind on their bills. Getting back on your feet after a period of financial challenge can be hard. But if you take the proper steps you will not only succeed, but emerge stronger than ever.… Read More

Good credit has never been so important. The entire credit landscape has changed over the last year. And 2008 brings new and unprecedented challenges. How did this happen? What can you do to adapt and even thrive in this new environment?… Read More

Credit repair offers an opportunity to improve your credit scores and save significant dollars each month. The process does not have to be complicated. If you are organized and have an understanding of the basics you can succeed!

Include Yourself

It is important to understand how widespread credit reporting errors are.… Read More

The credit reporting industry is far from perfect. And yet your entire financial life depends on the content of your credit report. Two-hundred million consumers have credit records with the three major credit bureaus. Over one-hundred and fifty million of these consumers have errors on their reports.… Read More

Do you take your credit for granted? When is the last time you took a close look at your credit reports? Here is our take on inaccuracy in the credit reporting system and the potential impact it may have on your life.… Read More

Have you been contacted by a collector? You are not powerless! You have legal rights under the Fair Debt Collection Practices Act to stop collectors and gain control of the situation.

Your Thirty-Day Window

Have you received a collection notice? Don’t ignore it!… Read More

Wealth means security, opportunity, and quality of life. Are you ready to take the first step towards financial freedom? Here are some powerful tips that can get you started today!

Learning to Save

A budget is a balancing act between your income and your expenses.… Read More

Your credit score is a measure of the risk that lenders take when lending you money. Your credit score will determine your financing options and the interest rate that you pay on every dollar you borrow. In fact, it may be the most important number in your life!… Read More

Credit repair can be the greatest business in the world. But, as in every industry, there are those that do it right, and those that don’t. It helps to know what to avoid. We would like to offer a few suggestions, some of which may surprise you!… Read More