Credit repair is a discovery process. The vast majority of consumers in the United States are intimidated by the thought of credit repair. The credit bureaus are viewed in the same light as the Internal Revenue Service; a temperamental and potentially ruthless big brother.… Read More

You have decided to repair your credit. You need to make sure that all of your payments are made on time from now on. Make sure your finances are organized and that there is enough room in your budget for the occasional unexpected expense.… Read More

The FTC did not set out to do you wrong. Without a doubt, they are well intentioned and have your well being at heart. Unfortunately, the heavy-handed FTC campaign against the bad apples in the credit repair business has tainted the rest of the barrel and has unintentionally imposed a terrible cost on consumers.… Read More

Credit repair is all about knowledge, and your credit reports are the key. There are three credit bureaus, Experian, Equifax, and TransUnion, and they each provide their reports in a different format. In addition, there are many tri-merged reports available which blend the information from all three credit bureaus in a different format.… Read More

Today is a good day to make a fresh start. There are a million ways to freshen up your life, organize your finances, and start getting your credit into shape. It doesn’t matter what your credit looks like at the moment.… Read More

One little number determines the interest rate you pay on every loan you take. And your interest rate determines your payment, thereby impacting your budget and the quality of your life. This is important. Every point of your credit score matters.… Read More

A Little Bit of Credit Repair…

It’s amazing how much of a difference a little bit of credit repair can make. Here is a true story about a life changing credit transformation. Do you have credit issues? Please don’t ignore your credit.… Read More

There are many things you can do to build your credit and optimize your credit scores. Here are some of our favorite pointers. Get started today!

Pay Your Bills on Time

Credit repair means timely payments. Does this go without saying?… Read More

Are you ready to get your credit repair effort in gear? There is no time like the present. Here is a collection of of some of our favorite credit repair tips that you can put to good use – starting right now!… Read More

Your mortgage lender will underwrite your loan application using the middle of your three FICO scores. If you expect to purchase a home or refinance your current mortgage you should know your FICO scores in advance. If there is a problem it is best that you discover it, rather than your mortgage lender.… Read More