I’m planning to apply for a mortgage next month. Any last minute advice?

Good luck with your mortgage application! Your six months of credit repair really paid off and your credit looks great. I’m sure there will be no problem. Having said that, mortgage lenders set interest rates based on scores.… Read More

I paid down all my credit cards. What can I do to get my scores to reflect the new balances?

If you are not in a hurry, all you need to do is wait. Your credit card companies will report your new balances to the bureaus in the normal course of business.… Read More

What is a Rapid Rescore, and can a credit repair company do it?

Rapid Rescore is a great credit score adjustment tool available through mortgage originators; it is not available through credit repair companies. Rapid Rescore allows the mortgage originator to force an adjustment to your credit scores within a matter of days if you have acceptable documentation indicating a change in the content of your report.… Read More