Generally, when a collector cannot validate a debt they will stop their collection efforts and cease reporting the account to the credit bureaus. This is the required behavior and most collectors will comply, but not all.… Read More
We offer debt validation as a standard part of our credit repair services. There are no extra charges for this, and we encourage our customers to forward to us any collection notices they receive as quickly as possible.… Read More
You can try, but you are not guaranteed to get a response. We offer debt validation as part of your credit repair program membership, so we can attempt it on your behalf, but the collector does not have an obligation to respond six months after having sent you the collection notice.… Read More
There is good news and bad news. The bad news is that collectors do not have a time limit for debt validation. The good news is that most collectors will either respond in a timely manner, or you will see the issue removed from your credit report.… Read More