How long can a charged off credit card show on my report?

A charge off can report for seven years plus 180 days. You may have to wait for the expiration of the reporting period for the original account to vanish, but there are still big potential benefits from credit repair.… Read More

How much will a charged off account hurt my credit score?

A charge off is like any other derogatory account. The impact that it has on your credit scores depends on the age of the item and the overall content of your credit report.… Read More

Can credit repair remove a charge off from my credit report?

If the charged off account is past the reporting period limit credit repair should be used to remove the expired account.

The Collector Game

Charged off accounts present other credit repair challenges aside from the original creditor account.… Read More

I had a credit card charged off a couple of years ago and it is now on my credit report in three places, once with the original creditor and twice with different collectors. Can credit repair help?

Charged off accounts can generate more credit reporting errors requiring credit repair than any other type of negative event.… Read More