Good credit provides access to employment opportunities and better financing. Even insurance companies consider the quality of your credit. The potential financial impact is significant. Your future is in your hands. If you have a credit issue, let us help you do something about it.… Read More
Credit Repair for the Long Term
Credit repair can produce wonderful and quick results; credit bureau disputes can remove offensive errors while there are many credit score optimization tricks that can bump up your scores in no time at all. But some of the work you will do to improve your credit will require time.… Read More
Original Creditor Disputes and Credit Repair
Many people that visit credit repair forums read about Section 623 of the Fair Credit Reporting Act (FCRA), which outlines the so-called rights of a consumer to dispute questionable information directly with the OC (original creditor). Although often touted as a useful credit repair tool that imposes responsibilities on the OC comparable to those imposed on the credit bureaus under Section 611, Section 623 is not what is seems.… Read More
Credit Repair: Powerhouse Score Booster
If you have had credit problems and are in search of the best credit repair technique to boost your credit scores, look no further. The latest release of the FICO algorithm provides an amazing score boosting opportunity. In keeping with the spirit of FICO, this is not a magic trick, but a means of rewarding those who prove their worth.… Read More
It is a Great Day
There is nothing like the feeling that comes from re-taking control of your credit life. It is easy to let problems sit on the back burner, but problems ignored tend to grow. Credit issues untreated beget financial woes. To top it off our subconscious eventually rebels and creates discomfort.… Read More
Credit Repair Mysteries Unveiled
Credit repair is not always clear-cut. You may be surprised to hear that you can pay your bills right on time for years on end and still have crummy credit scores. Your score is not a report card on your payment habits, it is a complex algorithm designed to predict the chance that you will default on a loan.… Read More
Credit Repair: Your Best Financial Opportunity
Do something good for yourself every day. Work hard and live well. And take advantage of great opportunities as they arise. Credit repair is one such opportunity. You credit has never been so important. Creditors have become hyper-sensitive to scores and will quickly adjust your interest rate according to the level of risk they perceive.… Read More
Exploring the Mysteries of FICO
Fair Isaac did not develop the FICO score for consumer use. And although it has become a de facto consumer credit “report card” it was never intended as such. In fact, the mechanics of FICO produce a score that, from a consumer perspective often makes little sense.… Read More
Credit Cards, Collectors and Reporting Period Limits
If you stop making payments on a credit card (and never resume), the date you are officially 30 days behind becomes your default date. This is also the moment the reporting period clock starts ticking. The credit card company will typically charge off the account six months later.… Read More
Confronting Collectors with Credit Repair
Collectors are aggressive. There are exceptions. But it is a fact that the culture of the collection industry is rooted in the belief that dominant personalities prevail. The business attracts hard characters. Soft spoken gentle souls tend to make a living in other fields.… Read More
- « Previous Page
- 1
- …
- 4
- 5
- 6
- 7
- 8
- …
- 19
- Next Page »