I’ve spoken to thousands of people over the years about their credit. I’m often asked to explain the steps that should be taken to remove errors using credit report repair techniques. Here is a step by step guide that will produce results if followed carefully.… Read More

In a recent blog entry I wrote, “Significant legislation has been enacted to protect you from the impact of the credit bureau’s inaccuracies. The right that you have to receive copies of your three credit reports for free on an annual basis is not a friendly public service by the credit bureaus.… Read More

The content of your credit report can have an enormous impact on the quality of your life. Your credit score will determine the cost of your mortgage, your automobile payments, and your credit cards. An improvement in your credit score could potentially save you thousands of dollars per year.… Read More

On the day that you decide to set foot on the path to financial freedom you should take a good hard look at your credit reports. The content of your credit will determine your credit scores. Every one of the building blocks of your financial plan is important.… Read More

In 1998 the Federation of State Public Interest Research Groups (PIRGs) published a now famous report called, Mistakes Do Happen: Credit Report Errors Mean Consumers Lose. This report detailed the results of the PIRGs sixth study on the accuracy of credit reports.… Read More

The benefits of great credit are significant. The effort that you put into improving your credit score will be well rewarded. Here are the some powerful credit repair strategies that can produce dramatic results in a short period of time.

Check Your High Credit Limits

The relationship between your current balance and the available credit limit on each of your revolving accounts has a major impact on your credit score.… Read More

There are some powerful credit repair strategies that can have a fast and significant impact on your credit scores. But in the long run if you want to maintain your credit you will need to make a big lifestyle decision.

It’s Your Life

The financial benefits of good credit are significant.… Read More

Perhaps you have had credit issues in the past and are trying to get back on track. Or maybe you have perfect credit and want to make sure it stays that way. Here are some important credit repair mistakes you should avoid where possible.… Read More

Your credit score can have a profound effect on your financial life. It is essential to understand how credit scores work and how you can make them work for you. Here are the basic credit repair facts that can make all of the difference.… Read More