Is credit repair an option to bankruptcy?
If your debt has mounted up and you cannot pay your bills you should consult a bankruptcy attorney. If you are in financial trouble you are not a candidate for credit repair. And if you are looking for an option to bankruptcy you might consider consumer credit counseling or debt consolidation. Credit repair is not a means of eliminating legitimate debt, and if you are unable to meet your current obligations your assets are better deployed trying to stabilize your finances.
Use the Right Tool
Credit repair can identify and clean up errors on your report and insure that your credit reports are optimally structured to get the most out of your credit scores. Credit repair is a powerful solution for many people, but it is not an option to bankruptcy.