When you start with Sky Blue we provide a detailed analysis of your credit report for your review. Our goal is provide you with the most complete information about potential dispute candidates, including those you might miss yourself.
Finding Hard-to-Spot Issues
Some reporting errors are easy to identify, such as accounts that are not yours. But many reporting errors are more difficult to spot.
For example, collectors are required to cease reporting when they sell an account to another collector. So, if you notice multiple collectors reporting the same debt, there is a problem, and one that needs to be disputed.
There are many hard-to-spot compliance issues that can cripple your credit scores but which would not be found without knowing what to look for.
Many companies merely enter your accounts into their software and ask you to select the accounts you wish to dispute with no expert analysis at all almost certainly eliminating potentially valuable deletions.